With the gasoline prices all over the board in the last few years, most of us are paying closer attention to the expenses we incur when it comes to our cars. While some cities offer public transportation so that residents don’t need to utilize their cars on a daily basis, there are still millions of [...]

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My sister is credit crazy.  Two mortgages on her house, $23 thousand balance on plastic, $12 thousand owing on a car, and not enough money to pay the bills.  She and her husband made a New Year’s commitment to pay down their debt and curb spending.  Good plan, lousy follow through.  $400 a month still [...]

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Everyone wants to come home to a place that has comfortable and lovely furniture. This takes some money and time. Saving on the cost of furniture can be a chore. It means a person has to do some searching through ads and maybe ask friends for help.
One way to save on furniture is to [...]

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Are you ready to press restart in your financial life? No matter what decisions you have made in the past or where you are presently, you can proactively work to reset your financial status so that you can begin to move forward.
Follow these 8 steps for a financial makeover:
1.       Accept Reality- No matter what your [...]

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My father-in-law has RRSP’s tied up in the stock market that he has been watching steadily drop.  His initial investment of $30 thousand had climbed up to $97 thousand before the current crisis.  Granted, my father-in-law is a tough cookie.  He listens to his financial advisor, and although he continues to get reports showing dwindling [...]

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People love to get away and explore new places. They like to kick off their shoes, run through the sand, and enjoy exotic sights. They want to breathe fresh air and soar above the earth. They hunger for places that can provide excitement and entertainment. They long to be on vacation.
It’s hard to [...]

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Looking to save some money? Most of us are looking for practical ways to save money. Yet, budgeting is such an unfriendly term that most of us avoid using. To save money effectively, you need to have a little creativity and a bit of humour when making purchases. If all you think about is budgeting, [...]

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My husband’s brother borrowed $40 000 from his father to buy a jazzy car.  A year later, he was tired of the car and sold it.  When it came time to settle up the loan, father and son disagreed on the amount to the tune of $3000.  What ensued was a lot of nastiness about [...]

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More and more students are leaving college these days with something more than a diploma. They are leaving school with a large debt. Faced with a list of creditors and no job, they end up feeling hopeless. Monthly payments become a burden they can’t escape.
One of the best tricks for paying off [...]

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My eighteen year old nephew loves money. He loves getting money, he loves earning money, and he loves saving money. He worked like a dog all last summer on a construction crew and socked his money away in his bank account. Good boy. His mother and father were so proud. Then one day, out of [...]

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