New babies are so cute and so cuddly. They also cost quite a bit of money. Many couples don’t realize this until after baby arrives. Suddenly the price for diapers and formula looks outrageous. Too bad they didn’t plan for the expense from the beginning. Some people say the sum cost of rearing a child […]
Archive for March, 2009
Let me start by apologizing. It’s my generation that ruined the Canadian student loan program back in the late ‘80’s and early 90’s. At that time, student loans were guaranteed by the government. Banks had no worries about default, as the government would pay it. For the student it was great, it didn’t show up […]
This is the time of year when people make all kinds of resolutions. A popular resolution is to become wealthier. Gaining wealth isn’t always as easy as some people think. It takes some planning. It takes some strategy. People have to understand the problems they face. One thing you want to understand is how much […]
To cut costs while away from home may actually be easier than you may think. So many of us get up, head to work, and come home without giving thought to how much money we are spending throughout our day. But, with more self awareness and by taking some easy steps, you can reduce the […]
I am a big advocate of savings. I have RRSP’s, GIC’s and online savings accounts. I also have the proverbial cookie jar, which I’ve often had to dip into to pay for pizza delivery. All my savings are earmarked for different things. Christmas is one account, property taxes another, insurance another. I treat my savings […]
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