Maybe you missed a few payments at a stressful time in your life, or ran up high credit card balances during your freshman year of college without realizing you had no way to pay. Or, bills for emergency medical treatment weren’t covered by insurance and went to collections. We all make mistakes, and I’m sure [...]

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Tough economic times don’t have to mean holing up at home watching re-runs on public television channels, especially during the summer months. With a little bit of creativity, you can turn your frugality into priceless memories with family and friends – and leave a little extra in the bank. Check out a few of our [...]

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Most of us have taken steps to reduce energy costs in and around our homes and cars in an effort to reduce what is called our carbon footprint. But, what about the carbon footprints left at work? What’s being done there?
Monitor and Measure
Pay attention to how people waste energy and resources at your office. [...]

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Buying a home is one of the most exciting – and stressful – milestones in life. You want the perfect yard, the old-world touches. Hardwood floors or wall-to-wall carpet. It’s not just a logical search; it’s a rare person who can make a purchase of this magnitude without attaching some emotion to it.
Let’s put [...]

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Getting a new mortgage loan will save you bundle in these tough economic times, but be advised lenders are going to make you jump through hoops or sign over your first born in order to qualify. The average rate on a 30 year fixed mortgage fell to below 5% in March. That represents a 20 [...]

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If you’re thinking: “Not an article on … budgeting. Ugh!” consider this: some people actually like budgeting. And you might be one of them and just not know it yet.
Here’s the thing: a budget isn’t a bad thing, especially during uncertain financial times. In fact, the opposite is true. Budgeting can put you on [...]

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