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June 14th, 2008 @12:06 am  

Great tips. Another important thing to remember is that time can heal wounds. Lenders will look at problem credit in the last year different then credit problems long in the past. Missed payments and charge offs roll of your credit report with time in some instances, so that’s another reason that waiting can be helpful in rebuilding your credit.

September 2nd, 2008 @3:33 pm  

Most people forget or don’t know that you always have to save part of your earnings. Getting into debt is easy, while getting out is not. If you have savings, you’ll be in better shape and will be positioned to weather economic problems.

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