Most of us have taken steps to reduce energy costs in and around our homes and cars in an effort to reduce what is called our carbon footprint. But, what about the carbon footprints left at work? What’s being done there?
Monitor and Measure
Pay attention to how people waste energy and resources at your office. [...]

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Getting a new mortgage loan will save you bundle in these tough economic times, but be advised lenders are going to make you jump through hoops or sign over your first born in order to qualify. The average rate on a 30 year fixed mortgage fell to below 5% in March. That represents a 20 [...]

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In order to get started saving money while saving energy, you have to be able to quantify or count or measure, to use another word, the size of your carbon footprint. If you can measure it, you can reduce it and thereby save money. So the first thing you need to do is figure out [...]

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Being a smart grocery shopper involves more than just clipping coupons. Like everything else in life, grocery shopping requires a little planning before setting foot inside a store. Rather than always shopping at the same store, you can save money, as much as 20% on your monthly bill by buying your groceries at two or [...]

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Unless you’re independently wealthy, staying out of student debt is a virtual impossibility. The cost of obtaining a college degree has skyrocketed to the point where nearly every student who attends college must take out loans to finance their education. Statistics have shown that the average cost of college has increased at a rate double [...]

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Travel insurance is an expense that may not be used by everyone, but for the individuals that travel frequently, the costs can add up over time. Travel insurance, depending on the company and coverage, may cover things such as trip cancellation, emergency evacuation, 24-hour traveler assistance, medical, dental, baggage, baggage delay, flight insurance, accidental death [...]

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So many people feel that they are “insurance poor” with the many required insurances: health, life, home, auto and what have you. Rather than eliminating these necessities, you can look for ways to save money. Auto insurance is one type that you really don’t want to go without. In fact, in some states it’s illegal [...]

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Your wedding day is the most important day of your life and one you will always remember. Unfortunately, too often the high cost of weddings tends to discourage many young couples from having the large wedding of their dreams. You may not have to give up these special dreams if you follow some very smart [...]

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Life insurance is something no one likes to think about but it’s a necessary expense. Funerals are very expensive, ranging from around $10,000 and higher. It’s something we don’t like to think of but it’s better to be prepared. Survivors suffer enough with the loss of a loved one without the added worry about having [...]

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Home insurance is a necessity if you’re a homeowner, yet every day we hear some tragic news story about a home destroyed by fire or some other disaster and the homeowner not having home insurance. With the increasing costs of homes, insurance rates have also increased. Although home insurance is an expense we really can’t [...]

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