Buying a home is one of the most exciting – and stressful – milestones in life. You want the perfect yard, the old-world touches. Hardwood floors or wall-to-wall carpet. It’s not just a logical search; it’s a rare person who can make a purchase of this magnitude without attaching some emotion to it.
Let’s put [...]

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Getting a new mortgage loan will save you bundle in these tough economic times, but be advised lenders are going to make you jump through hoops or sign over your first born in order to qualify. The average rate on a 30 year fixed mortgage fell to below 5% in March. That represents a 20 [...]

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You’ve heard the talk lately about low interest rates. And, where there’s talk of low rates, there’s also talk of refinancing. You may even be considering refinancing your own mortgage. Is refinancing a good option for you? And what exactly does it entail?
Refinancing is when you take out a new mortgage to repay your [...]

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Home insurance is a necessity if you’re a homeowner, yet every day we hear some tragic news story about a home destroyed by fire or some other disaster and the homeowner not having home insurance. With the increasing costs of homes, insurance rates have also increased. Although home insurance is an expense we really can’t [...]

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Did you know, there are Canadians out there right now, paying 2% interest on their mortgage? It’s true. Not long ago, many banks were offering Prime minus 1% for variable rate mortgages. Don’t rush to your bank to switch your rate just yet. The current variable offers are Prime plus 1 [...]

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p class=”MsoNormal” style=”0in 0in 10pt;”>I’ve met many people, my own parents included, who easily recall paying 19%, even 21% on a mortgage.  That’s not a typo, mortgage rates actually soared that high in the eighties.   The intensity of that period led to rate sensitive consumers, who in turn, reared a generation that isn’t just rate [...]

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Well, it’s that time. I am now in debt over $200,000.00 and I am going to go pick up the key. The house is now mine. I will make sure to take lots of pictures, and I should be up and running on saturday night, or possibly sunday. Have a good weekend!

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I knew it was too good to be true. We almost got through the whole thing without any trouble. Then my lawyer called this morning.
You see I was waiting for something bad to happen and it was causing me a ton of stress and anxiety. Once the papers were all signed and money had changed [...]

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It’s getting really exciting now. I get to pick my key up tomorrow!
I think everything is finally done except for the actual moving part. I made sure to keep really organized throughout this whole process. I can seem very overwhelming at times, but I’m sure anyone can do it as long as you don’t leave [...]

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Hi All,
I know it’s been awhile but I have been busy. Anyway, I just wanted to write about mortgage insurance. When we went to apply for a mortgage, the person at the bank included mortgage insurance with it. I did not think anything of it at the time, other than it was just another added [...]

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