Maybe you missed a few payments at a stressful time in your life, or ran up high credit card balances during your freshman year of college without realizing you had no way to pay. Or, bills for emergency medical treatment weren’t covered by insurance and went to collections. We all make mistakes, and I’m sure [...]

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Tough economic times don’t have to mean holing up at home watching re-runs on public television channels, especially during the summer months. With a little bit of creativity, you can turn your frugality into priceless memories with family and friends – and leave a little extra in the bank. Check out a few of our [...]

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Most of us have taken steps to reduce energy costs in and around our homes and cars in an effort to reduce what is called our carbon footprint. But, what about the carbon footprints left at work? What’s being done there?
Monitor and Measure
Pay attention to how people waste energy and resources at your office. [...]

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If you’re thinking: “Not an article on … budgeting. Ugh!” consider this: some people actually like budgeting. And you might be one of them and just not know it yet.
Here’s the thing: a budget isn’t a bad thing, especially during uncertain financial times. In fact, the opposite is true. Budgeting can put you on [...]

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As the internet grows, so do the resources available online. Ten years ago, ING was the king of online banking, but since then, more virtual banks have joined the competition. Even the major players in the Canadian financial system have embraced the internet-confident consumer, offering special online only accounts or e-accounts, designed to [...]

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In order to get started saving money while saving energy, you have to be able to quantify or count or measure, to use another word, the size of your carbon footprint. If you can measure it, you can reduce it and thereby save money. So the first thing you need to do is figure out [...]

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You’ve already cut your spending by bringing your lunch and your coffee from home. You only eat out once every two weeks and reduced your cell phone plan to the bare minimum. Maybe you’ve even started line-drying your clothes and buying generic groceries. If you still can’t make ends meet, or you want a little [...]

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I made a pit stop at my local grocery store one day to pick up some pop, which was on sale three for ten bucks. My husband drinks gallons of it and he’s not brand fussy, so I like to stock up when it’s on sale. I load up six twelve packs in [...]

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Being a smart grocery shopper involves more than just clipping coupons. Like everything else in life, grocery shopping requires a little planning before setting foot inside a store. Rather than always shopping at the same store, you can save money, as much as 20% on your monthly bill by buying your groceries at two or [...]

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Household savings rates have plummeted over the last few decades, which makes you wonder – what are we teaching our children about saving? It often seems as though more children have cell phones than college savings accounts. But it’s never too early to start saving.
The key to teaching young children about saving is easy: make [...]

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