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	<title>Comments on: Emergency fund - want vs. need</title>
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	<link>http://www.foximus.com/emergency-fund-want-vs-need/</link>
	<description>Frugal tips for the saver in you</description>
	<pubDate>Sat, 30 Aug 2008 03:25:06 +0000</pubDate>
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		<title>By: John Hunter</title>
		<link>http://www.foximus.com/emergency-fund-want-vs-need/#comment-599</link>
		<dc:creator>John Hunter</dc:creator>
		<pubDate>Wed, 04 Jul 2007 11:55:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.foximus.com/emergency-fund-want-vs-need/#comment-599</guid>
		<description>This is probably the most boring part of a personal financial plan (save money you shouldn't use is is like hurrying up to wait).  But, it is an important step to protect all your other actions.  Without it one simple emergency (say some repair for your car) can force you into debt and then you haev to pay off high interest charges...</description>
		<content:encoded><![CDATA[<p>This is probably the most boring part of a personal financial plan (save money you shouldn&#8217;t use is is like hurrying up to wait).  But, it is an important step to protect all your other actions.  Without it one simple emergency (say some repair for your car) can force you into debt and then you haev to pay off high interest charges&#8230;</p>
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		<title>By: Aimee</title>
		<link>http://www.foximus.com/emergency-fund-want-vs-need/#comment-594</link>
		<dc:creator>Aimee</dc:creator>
		<pubDate>Wed, 04 Jul 2007 03:13:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.foximus.com/emergency-fund-want-vs-need/#comment-594</guid>
		<description>That's great Natron, and Augel. It's a very important strategy for staying out of debt and keeping yourself on track. Having an emergency fund makes you stronger and more secure.</description>
		<content:encoded><![CDATA[<p>That&#8217;s great Natron, and Augel. It&#8217;s a very important strategy for staying out of debt and keeping yourself on track. Having an emergency fund makes you stronger and more secure.</p>
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		<title>By: Augel</title>
		<link>http://www.foximus.com/emergency-fund-want-vs-need/#comment-590</link>
		<dc:creator>Augel</dc:creator>
		<pubDate>Tue, 03 Jul 2007 19:09:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.foximus.com/emergency-fund-want-vs-need/#comment-590</guid>
		<description>The importance of saving up for the rainy days was always instilled in me growing up. I find that this has been very helpful in my adult years.

Whenever I have extra money, my first instinct is to always set it aside. So whenever there's some emergency, I have a little extra to cover my expenses.</description>
		<content:encoded><![CDATA[<p>The importance of saving up for the rainy days was always instilled in me growing up. I find that this has been very helpful in my adult years.</p>
<p>Whenever I have extra money, my first instinct is to always set it aside. So whenever there&#8217;s some emergency, I have a little extra to cover my expenses.</p>
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		<title>By: Natron</title>
		<link>http://www.foximus.com/emergency-fund-want-vs-need/#comment-587</link>
		<dc:creator>Natron</dc:creator>
		<pubDate>Tue, 03 Jul 2007 17:52:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.foximus.com/emergency-fund-want-vs-need/#comment-587</guid>
		<description>I have been putting money into 12 month savings certificates every month for years now.  If I ever do need a bit of cash, I just don't renew as at least one a month comes up to renew.</description>
		<content:encoded><![CDATA[<p>I have been putting money into 12 month savings certificates every month for years now.  If I ever do need a bit of cash, I just don&#8217;t renew as at least one a month comes up to renew.</p>
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