Since we are into the new year, I thought I would share my new years resolutions regarding money and finance and hopefully get some good ideas from you guys as well.
1. Do not buy anything on credit that I don’t have the cast for. I only use my credit card for health care costs like the dentist. I will pay with the card, then pay off the card once my insurance company sends me a cheque. I also use it for gas/coffee if I forget any other forms of payment. I will not use it to buy a new tv or anything like that.
2. No new credit cards. I have one mastercard. I will not be getting any more no matter how tempting. Store credit cards are evil and a new stereo or big screen tv is not worth going into debt for.
3. No credit increases. My credit card had a limit of $1000. That might seem small, but it keeps me from making a silly purchase and I have never been in an emergency where I needed more that that right away.
4. Keep being frugal! I am still always going to buy on sale, and look for the best deal or way to save money.
5. Generate more income. I am going to find a part time thing to do to generate a little more income this year.
6. Post more often. This last one might not fit into this category, but it is something I really want to focus on this year. I really like writing for this blog, hopefully I can keep up a nice pace this year.
So what about you? Have any new years resolutions to help all of us save or earn more money this year?
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I like to tell myself that I want to pick up another part time job but I just don’t think it’s feasible with my schedule already (i go to school full time and work 20 hours a week at another job.) Do you have any ideas or tips on LEGITIMATE ways to make money in my spare time without committing to a part time job? (I would love it if the whole “getting paid to take surveys” thing was legit)