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Thinking about defaulting on loans
A Loan is the borrowing of money that may help you to [price of cialis in canada] meet some of your basic needs. This borrowing is however, supposed to be repaid back to the lender within the agreed time. But, there may be situations that lead to financial disaster and you may fail to repay the loan. Bad habits and intentions may also lead to a default or forfeit. The consequences of a loan default are not very enjoyable. Let us first begin with a Student’s loan. Failure to repay the loan may lead to the consequences listed below: • No further financial help. • 19. 5% collection cost can be added to the student loan. • Credit Rating gets affected and the credit report shows you as a defaulter for 7 years. • A legal notice can be sent to the employer asking them to forward 15% of your salary towards repayment of your loan. • Any income tax refunds will be automatically applied for repaying your loan. • There can be future employment problems as well In the case of forfeit of other loans like a home loan price of cialis in canada, a personal loan, an auto loan and so on the consequences differ. In case of forfeit a home loan, the lender has every right to seize the property or the security that the customer pledges as collateral against the loan. If you default on an auto loan, the lender may forfeit the car! This may lead to legal action. The worst scenario being, the credit rating gets affected. The credit worthiness decreases and you may not be eligible for any further loans. Even if you manage to get a loan, the rate of interest that you need to agree upon will price of cialis in canada be very high. Your credit score has a direct impact on any personal loan approval. The bank may ask you to bring a co-signer or pledge a security. The bank may also ask to open a checking account so that the payments can be auto drafted. They may even turn you down by not approving the loan. So, defaulting on a loan is not a very bright idea. It may lead you to some legal shackles and financial instability. Price of cialis in canada it’s better that you plan the repayment well before you apply for a loan and the loan gets approved. This can help you in managing your finances and lead a healthy financial life in style.


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