Comments on: Rebuilding Bad Credit – Free Credit Counseling in Canada http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/ Save money with our frugal living tips Sun, 21 Mar 2010 05:15:59 -0700 http://wordpress.org/?v=2.8.6 hourly 1 By: Prepaid Credit Debit Card http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/comment-page-1/#comment-23024 Prepaid Credit Debit Card Wed, 24 Jun 2009 13:32:12 +0000 http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/#comment-23024 Your credit rating did not go down the tubes overnight, and will not come back overnight either. It takes time and patience, but hopefully you have learned some things about credit during your tough times, so now is the time to rebuild your credit to the point where it needs to be, so you can function in today's fast-paced society. Your credit rating did not go down the tubes overnight, and will not come back overnight either. It takes time and patience, but hopefully you have learned some things about credit during your tough times, so now is the time to rebuild your credit to the point where it needs to be, so you can function in today’s fast-paced society.

]]> By: Tronix http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/comment-page-1/#comment-15989 Tronix Fri, 16 Jan 2009 15:50:15 +0000 http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/#comment-15989 Hmm, I wasn't aware that ppl actually did scams such as using a tax as their ss#. Pretty clever imo. But in the end, doesn't it show a business name whenever a creditor pulls the credit file? Hmm, I wasn’t aware that ppl actually did scams such as using a tax as their ss#. Pretty clever imo. But in the end, doesn’t it show a business name whenever a creditor pulls the credit file?

]]> By: wlingle http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/comment-page-1/#comment-13080 wlingle Mon, 20 Oct 2008 05:57:25 +0000 http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/#comment-13080 I know that in the U.S. the biggest scam is to have people create new Tax ID's. This is typically used to start up a business entity to begin building credit for your business. It's not against the law to do this. However when you begin establishing credit for yourself under this Tax ID and not your Social Security Number, than this is considered fraud. The Credit Repair service did nothing wrong by setting this up for you, but you committed fraud when you started using it. Watch out! Not sure if this applies in Canada or not, but I'm sure you will have some U.S. readers come along (like me!). I know that in the U.S. the biggest scam is to have people create new Tax ID’s. This is typically used to start up a business entity to begin building credit for your business. It’s not against the law to do this. However when you begin establishing credit for yourself under this Tax ID and not your Social Security Number, than this is considered fraud. The Credit Repair service did nothing wrong by setting this up for you, but you committed fraud when you started using it. Watch out! Not sure if this applies in Canada or not, but I’m sure you will have some U.S. readers come along (like me!).

]]> By: Business Credit Illinois http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/comment-page-1/#comment-10954 Business Credit Illinois Sat, 23 Aug 2008 17:49:37 +0000 http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/#comment-10954 credit schmedit! You can spend as much money as you want. Do you know how many people i have come across that have filed bankruptcy applied for more credit right after and had gotten approved. Credit is easy, dont sweat the little things in life. Go ahead and splurge, I hear they are printing more and more money everyday. credit schmedit! You can spend as much money as you want. Do you know how many people i have come across that have filed bankruptcy applied for more credit right after and had gotten approved. Credit is easy, dont sweat the little things in life. Go ahead and splurge, I hear they are printing more and more money everyday.

]]> By: sheik4 http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/comment-page-1/#comment-10922 sheik4 Fri, 22 Aug 2008 06:32:49 +0000 http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/#comment-10922 Creditors and their agents (collection agencies) are relentless in their pursuit of money. Your money. Well actually, it's theirs, which they have loaned to you on a promise to repay. And, because of circumstances, you need some help.Enlisting the services of a non profit such as Consumer Credit Counseling Services will not hurt your credit per se. What can lower your credit scores is when the counseling service arranges a payment schedule with the creditor at a level less than the actual payment, the account(s) will show as delinquent on your credit report, until the debt is paid. In no case will this cause as much, or as long lasting damage to your credit as a Bankruptcy. --------------- Sheik <a href="http://www.addictiontherapy.com" rel="nofollow">Addiction Therapy</a> Creditors and their agents (collection agencies) are relentless in their pursuit of money. Your money. Well actually, it’s theirs, which they have loaned to you on a promise to repay. And, because of circumstances, you need some help.Enlisting the services of a non profit such as Consumer Credit Counseling Services will not hurt your credit per se. What can lower your credit scores is when the counseling service arranges a payment schedule with the creditor at a level less than the actual payment, the account(s) will show as delinquent on your credit report, until the debt is paid. In no case will this cause as much, or as long lasting damage to your credit as a Bankruptcy.
—————
Sheik

Addiction Therapy

]]> By: Chris http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/comment-page-1/#comment-10753 Chris Wed, 06 Aug 2008 02:55:10 +0000 http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/#comment-10753 While it's true that the best way to repair your credit is to pay your bills on time, there are also ways that you can remove some of the bad items from your report, as well as removing erroneous items. It always pays to do as much research as possible before writing off the possibilities that are actually there. I do agree, however, that it is not wise to use many of the so-called credit repair services out there. Many don't work as well as they claim, if at all. Besides, you can do the same things for free. While it’s true that the best way to repair your credit is to pay your bills on time, there are also ways that you can remove some of the bad items from your report, as well as removing erroneous items. It always pays to do as much research as possible before writing off the possibilities that are actually there. I do agree, however, that it is not wise to use many of the so-called credit repair services out there. Many don’t work as well as they claim, if at all. Besides, you can do the same things for free.

]]> By: 5 ways to get someone to pay off your loans | Foximus Personal Finance Blog http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/comment-page-1/#comment-8689 5 ways to get someone to pay off your loans | Foximus Personal Finance Blog Fri, 28 Mar 2008 01:34:13 +0000 http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/#comment-8689 [...] actually getting someone else to pay off your loans but it can be almost as good. If you use a free credit repair service and consolidate your loans you might be amazed at how much lower your payments are. Sometimes if [...] [...] actually getting someone else to pay off your loans but it can be almost as good. If you use a free credit repair service and consolidate your loans you might be amazed at how much lower your payments are. Sometimes if [...]

]]> By: 6 ways to improve your credit rating | Foximus Internet Business Blog http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/comment-page-1/#comment-250 6 ways to improve your credit rating | Foximus Internet Business Blog Fri, 01 Jun 2007 04:10:02 +0000 http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/#comment-250 [...] Take advantage of free credit counseling in your area. There are many non-profit orginizations that will help you improve your financial [...] [...] Take advantage of free credit counseling in your area. There are many non-profit orginizations that will help you improve your financial [...]

]]> By: Use a prepaid credit card to build your credit | Foximus Internet Business Blog http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/comment-page-1/#comment-242 Use a prepaid credit card to build your credit | Foximus Internet Business Blog Thu, 31 May 2007 03:34:41 +0000 http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/#comment-242 [...] card is also a great idea for anyone who has bad credit. You can use this card to start rebuilding your credit history, and have all the freedom that people with regular cards have. These icons link to social [...] [...] card is also a great idea for anyone who has bad credit. You can use this card to start rebuilding your credit history, and have all the freedom that people with regular cards have. These icons link to social [...]

]]> By: Rebuilding Bad Credit Free Credit Counseling… | First Finance Loans and Mortgages http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/comment-page-1/#comment-67 Rebuilding Bad Credit Free Credit Counseling… | First Finance Loans and Mortgages Wed, 09 May 2007 04:25:09 +0000 http://www.foximus.com/rebuilding-bad-credit-free-credit-counseling-in-canada/#comment-67 [...] Foximus | How to do everything Filed under UK Mortgages [...] [...] Foximus | How to do everything Filed under UK Mortgages [...]

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