One easy way to create financial security is to save at least 3 months worth of back-up money. This will give you added comfort and you will no longer need to use a credit card for emergencies.
Make sure this money is separate from your main bank account and has limited access so that you will not be tempted to spend it.
If you have a dream, nothing will give you more courage then knowing that money is there if you need it.
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This was a very valid point and I think this is not the way most people think. They don’t save money thinking that they can always save the next month.
I know people like that. Spendthrifts!