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	<title>Comments on: Shopping for a Low Mortgage Interest Rate</title>
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	<link>http://www.foximus.com/shopping-for-a-low-mortgage-interest-rate/</link>
	<description>How to save money each month with our frugal living tips blog</description>
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		<title>By: car phi</title>
		<link>http://www.foximus.com/shopping-for-a-low-mortgage-interest-rate/comment-page-1/#comment-24338</link>
		<dc:creator>car phi</dc:creator>
		<pubDate>Thu, 06 Aug 2009 00:40:01 +0000</pubDate>
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		<description>The days of easy credit are gone. This nation is bankrupt, and I dare say financial institutions have learned their lesson. What does this mean for the common person? Simply, we&#039;re not going to be able to afford much anymore.</description>
		<content:encoded><![CDATA[<p>The days of easy credit are gone. This nation is bankrupt, and I dare say financial institutions have learned their lesson. What does this mean for the common person? Simply, we&#8217;re not going to be able to afford much anymore.</p>
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		<title>By: Obozy Studenckie</title>
		<link>http://www.foximus.com/shopping-for-a-low-mortgage-interest-rate/comment-page-1/#comment-24300</link>
		<dc:creator>Obozy Studenckie</dc:creator>
		<pubDate>Wed, 05 Aug 2009 12:11:50 +0000</pubDate>
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		<description>Getting a loan in my country is like miracle performed on a window. Truly it is impossible to get a loan if you don&#039;t have salary about twice of medium country salary. Or even more. Than you can get loan to buy a flat which you will be paying for next 30 years. This is just insane for me.</description>
		<content:encoded><![CDATA[<p>Getting a loan in my country is like miracle performed on a window. Truly it is impossible to get a loan if you don&#8217;t have salary about twice of medium country salary. Or even more. Than you can get loan to buy a flat which you will be paying for next 30 years. This is just insane for me.</p>
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		<title>By: John Hunter</title>
		<link>http://www.foximus.com/shopping-for-a-low-mortgage-interest-rate/comment-page-1/#comment-24298</link>
		<dc:creator>John Hunter</dc:creator>
		<pubDate>Wed, 05 Aug 2009 11:38:33 +0000</pubDate>
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		<description>A few years ago the best rates I could find by far were with the large online brokers (IndyMac, Countrywide...) - they didn&#039;t just do sub-prime loans they had great rates on prime loans 30 year fixed rates too.  I refinanced recently and my credit union offered the best deal - they were not close to competitive a few years ago.</description>
		<content:encoded><![CDATA[<p>A few years ago the best rates I could find by far were with the large online brokers (IndyMac, Countrywide&#8230;) &#8211; they didn&#8217;t just do sub-prime loans they had great rates on prime loans 30 year fixed rates too.  I refinanced recently and my credit union offered the best deal &#8211; they were not close to competitive a few years ago.</p>
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		<title>By: Savings Accounts Girl</title>
		<link>http://www.foximus.com/shopping-for-a-low-mortgage-interest-rate/comment-page-1/#comment-24280</link>
		<dc:creator>Savings Accounts Girl</dc:creator>
		<pubDate>Tue, 04 Aug 2009 23:21:31 +0000</pubDate>
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		<description>You&#039;re definitely right about small local banks and credit unions having the best rates - although I&#039;m not looking for a mortgage loan, I recently got a car loan at my credit union for 4.5% for 5 year auto loan. If I pay it in 3 years I&#039;m literally not paying any interest since I got the $1500 car rebate. :)</description>
		<content:encoded><![CDATA[<p>You&#8217;re definitely right about small local banks and credit unions having the best rates &#8211; although I&#8217;m not looking for a mortgage loan, I recently got a car loan at my credit union for 4.5% for 5 year auto loan. If I pay it in 3 years I&#8217;m literally not paying any interest since I got the $1500 car rebate. <img src='http://www.foximus.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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