February 15, 2008

The New Year Credit Card Debt Problem!

Filed under: Personal Finance — Jason @ 2:56 pm

Every time you turn on the TV, look through a magazine or lay eyes on a billboard these days it seems that there are ads for 0% credit cards. The offers seem really good at first glance but when you look at the terms and conditions, it’s usually a different matter entirely. They all have so many clauses and exclusions, as well as the limited time period you have to transfer other debts, that it sees virtually impossible to catch a break and find the right deal.

Internet comparison sites can help some, but only if they include all of the big financial players in the 0% credit cards market. I’m not sure if you’ve noticed but the majority of them do not. I found a great one that does though. About Your Money has a comparison table filled with the best possible deals, from the period of the interest free balance transfer right through to the overall interest rate and provider rating. There is also a 0% credit cards buyers guide to help you out with any other information you need to know.

If one of the 0% credit cards doesn’t appeal though, you could always check out the cheap loans instead. There is a whole page devoted to that as well as other financial products. Mortgages, home insurance, car insurance – it’s all here, so save yourself time, money and heartache in one go.

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  • 2 Comments »

    1. MyAvatars 0.2

      Nice tips there man… You really have some talent

      Comment by Philippine Web Design — February 16, 2008 @ 2:57 am

    2. MyAvatars 0.2

      The offers seem really good at first glance but when you look at the terms and conditions, it’s usually a different matter entirely.

      Comment by Toronto Colocation — March 8, 2008 @ 11:44 am

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