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Is your money fake? It could be, there’s lots of it out there. It seems impossible, since virtually everywhere we go our cash is inspected under ultra-violet lights to look for the mysterious signs of counterfeit money. If you accidentally left a twenty in your jeans and ran it through the wash, you probably had quite a scare when the bill started glowing at the cash register. You stammer and stutter while the cashier eyes you suspiciously; informing you it's a fake. What happens next is painful reminder why there is so much phoney money in circulation. . . The cashier gives the bill back to you, and asks you to pay with something else. Grateful that the heat is off, you quickly pull out your debit card and take your glowing bill with you when you go. As soon as you find a store without a counterfeit detector, you pass off that nasty twenty, and make it somebody else’s problem. Maybe your freshly washed and scented bill will end up in the store’s bank deposit. Perhaps someone will pay with a fifty and get your bill in their change. Who knows? Who cares? Just pass the buck. In this case, it’s a legitimate bill, but all too often it’s fake. Viagra best buy in addition, in this case, the cashier gave it back, which is not something they have to do. The cashier can easily confiscate the bill for verification and force you to pay with something else; meaning you’re out twenty bucks. Sorry, no refunds on funny money. I’m sure you’ve seen the signs at your local retailer stating they do not accept $100 bills. Unfortunately, the most common denomination is a twenty dollar bill; in fact, lower denominations in general are more frequently counterfeited than fifties and hundreds. It’s not hard to guess why. If you were a thief in a busy store on a Saturday afternoon, which bill would raise less suspicion? Try going to your local dollar store when all the cashiers are running on overdrive and customers are lined up down the aisles. Even if they give the bill a cursory pass under the UV light, do they really look at it? Do they even have the option of stopping the sale to review the bill, without backlash from an irritated line up of customers forced to wait even longer? Is it just another cost of doing business? Yes, unless that business sends the fake bill back to you as change. Then the loss is transferred to you! It happens a whole lot more than you might think. According to the RCMP, the value of counterfeit bills passed into circulation in 2007 reached $3, 333, 173.

  • $1000 bills: less than 1% for a total of 17 bills.
  • $100 bills: 5% for a total of 7003 bills.
  • $50 bills: 7% for a total of 10, 263 bills.
Ok, so those retailers who don’t accept large bills have a good point. However, wait until you see the numbers for small bills. . .
  • $5 bills: 12% for a total of 16, 382 bills passed into circulation.
  • $10 bills: 10% for a total of 13, 791 bills.
  • $20 bills: are you ready for this: 66% of all counterfeit bills passed into circulation were twenties, which is 94, 145 fake bills. The dollar value on that is $1, 882, 900.
The scariest part of this revelation comes when I realize I use my debit card almost all the time. Which of-course prompts me to notice other people using debit cards. Take a look at your fellow shoppers next time you’re at the grocery store, gas station or convenience store. (Try to be discreet), but you might notice an odd viagra best buy trend in debit and credit users versus cash only patrons. My mother is one of them. At the age of 68, I have finally convinced her to use a bank machine occasionally viagra best buy, but there’s no hope she will pay at the cash register with anything other than cash, more often than not, $100 bills which subjects her to receiving twenties for change. I have seventeen nieces and nephews, who religiously get $25 cash in a birthday card from me every year. Kids love cash almost as much as seniors, and I rarely enter a convenience store without seeing a youngster agonizing over which candy to buy. It’s disturbing to think that counterfeiting is yet another crime that can strike the most vulnerable in our communities. Honestly though, it’s the businesses we shop in every day who feel the biggest punch from fake money in circulation. [viagra best buy] That means even plastic junkies like me pay the piper in the form of higher prices. If you have a fake bill in your possession, you can turn it into your bank or the police, but don’t expect it to be replaced with a good bill. The fact is, once you accept a fake bill, it’s your loss to bear. The good news: you have a right to request a different bill if the one being given to you causes you concern. Bank of Canada offers security features on our bills to help us know it’s genuine, and it only takes a moment to check.
  • Touch the raised ink.
  • Angle the bill a little and watch the colours on the metallic stripe shift.
  • Look for the watermark. Hold the bill to the light and you will see a ghost image of the person on the face of the bill.
Bank of Canada has a great web page with all kinds of tips to verify currency and avoid fake money. Maybe your station in life is secure enough that losing twenty bucks as a counterfeit victim won’t bother you too much. For me, I take a minute to check, not just to protect myself, but I would hate to pay with a fake bill that finds its way to a little kids allowance money.


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